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Merchant Cash
Advance

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Merchant Cash
Advance

A Merchant Cash Advance gives your business fast access to funding that’s repaid through a percentage of future card sales. It’s a flexible finance solution for businesses that take regular debit and credit card payments, helping improve cash flow without fixed monthly repayments.

Fast Funding

Access business funding in as little as 24 hours, helping you invest, manage cash flow or cover unexpected costs.

Flexible Repayments

Repayments are linked to your card sales, so you pay more when business is busy and less during quieter periods.

No Asset Security

Funding is based on your card turnover, so there’s usually no need to secure the advance against business assets.

Funding Based On Your Card Sales

A Merchant Cash Advance gives businesses that accept regular card payments access to flexible funding based on their future card sales. Repayments adjust with your turnover, helping you manage cash flow without the pressure of fixed monthly repayments.

  • ✓ Funding based on your card sales
  • ✓ Repayments flex with business turnover
  • ✓ No fixed monthly repayment amount
APR From
From 6.9%
Merchant Cash Advance

Turn Card Sales Into Working Capital

A Merchant Cash Advance gives businesses that accept regular card payments access to flexible funding based on their future card sales. Repayments adjust with your turnover, helping you manage cash flow without the pressure of fixed monthly repayments.



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90%

Card Sales

Funding is based on your card takings, making Merchant Cash Advances ideal for businesses with regular debit and credit card sales.

Flexible

Repayments

Repayments automatically rise and fall with your card turnover, helping you manage cash flow during quieter trading periods.

Fast

Funding

Receive funding quickly so you can purchase stock, invest in growth or improve cash flow without waiting for traditional lending.

Repayments That Flex

A Merchant Cash Advance is linked to your card takings rather than fixed monthly repayments. You receive an agreed amount upfront, then repay it gradually through a percentage of future card sales, so repayments naturally flex with your turnover.

  • ✓ Receive an agreed advance upfront
  • ✓ Repay through a percentage of card sales
  • ✓ Repay more when trading is strong
  • ✓ Repay less during quieter trading periods
APR From
From 6.9%
How Merchant Cash Advance Works

How Merchant Cash Advance Works

A Merchant Cash Advance is linked to your card takings rather than fixed monthly repayments. You receive an agreed amount upfront, then repay it gradually through a percentage of future card sales, so repayments naturally flex with your turnover.



GET FINANCE

Invoice Finance

Release cash tied up in unpaid invoices and improve working capital without waiting for customers to settle their accounts.

Working Capital Finance

Access flexible funding to cover stock, wages and everyday business costs while keeping your cash flow moving.

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APR From
From 6.9%

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£
%
Years
Estimated Monthly Payment
£1,025.83
Total Interest
£11,549.54
Total Repayment
£61,549.54

Estimates are for illustrative purposes only. Actual rates, costs and repayments will depend on the lender and your circumstances.

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